We may earn a commission from bookmaker links. This never affects our ratings. Learn more.

Bankroll management

How much of your bankroll to bet on each selection. The maths of not going broke before your edge realises.

The 1-3% rule

Most professional bettors stake between 1% and 3% of their bankroll per bet. Some use fixed stakes (e.g. always €50), others use proportional stakes (e.g. always 2% of current bankroll).

Why small stakes matter

Betting is high-variance. Even with a genuine 5% edge, you'll have extended losing streaks. A 20-bet losing streak is entirely normal over the course of a year. If your stake is 10% of bankroll, you're likely to go broke before your edge realises.

Kelly Criterion

The Kelly formula gives the theoretically optimal stake size for a given edge. For most bettors, half-Kelly (staking half the formula's suggestion) is recommended because Kelly is optimal only if your probability estimates are perfectly accurate, which they never are.

Formula: Stake % = (decimal odds × win probability − 1) / (decimal odds − 1)

Example: Odds 2.00, your estimated win probability 55%. Kelly suggests ((2 × 0.55) − 1) / (2 − 1) = 0.10, or 10% of bankroll. Half-Kelly suggests 5%.

Record everything

Spreadsheet or app. Track:

  • Date and event
  • Bet and odds
  • Stake and unit size (% of bankroll)
  • Outcome and profit/loss
  • Running bankroll

Without records, you'll misremember. Every bettor thinks they're winning more than they are.

Ready to put this into practice?

Start with a well-reviewed operator. Bet responsibly, never stake more than you can afford to lose.

Compare top operators